If you’re currently renting and struggling to save enough for a deposit, there is a new mortgage option designed to help tenants take their first step onto the property ladder — with little or no deposit.

This product is specifically designed for current tenants who haven’t owned a home in the past three years.

The key points to note (subject to the relevant checks) are:

✅ Available to people who have been renting for at least 12 months (within the last 18), with a clear record of paying rent on time.
✅ Up to 100% loan-to-value (LTV) available (subject to lender criteria).
✅ Gifted deposits can be accepted.
✅ Terms up to 40 years.
✅ Enhanced affordability checks may mean you could borrow more than your current rent.

If you’d like more details please call our main number on 01934 862370 and we’ll put you in touch with our recommended mortgage advisors who will be happy to have a no-obligation informal chat, either in one of our offices, by phone, or at your home.

PLEASE NOTE –  Debbie Fortune Estate Agents cannot give mortgage advice, but we work closely with trusted independent brokers who can talk you through your options in detail.